{"id":59,"date":"2024-04-16T13:26:45","date_gmt":"2024-04-16T13:26:45","guid":{"rendered":"https:\/\/saplingroadallotmentsociety.co.uk\/?p=59"},"modified":"2024-04-19T06:35:14","modified_gmt":"2024-04-19T06:35:14","slug":"do-i-need-allotment-insurance","status":"publish","type":"post","link":"https:\/\/saplingroadallotmentsociety.co.uk\/index.php\/2024\/04\/16\/do-i-need-allotment-insurance\/","title":{"rendered":"Do I need allotment Insurance?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">It&#8217;s a fact that, if you are an allotment tenant (i.e. you have a tenancy agreement signed by yourself and on behalf of Bolton Council), you are the legal possessor of the allotment and you&#8217;ll have a duty of care under the Occupiers Liability Act 1957 (and the 1984 Act in relation to trespassers).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">What this means is that you need to assess all potential hazards on your allotment and ensure that you remove anything that may be a danger to visitors (and trespassers) on your allotment. If a visitor verbally (or in writing) accepts the risk to themselves while on your site, then, you will have no liability, however you cannot put a sign up like &#8220;I accept no liability for vistors safety&#8221; etc. Trespassers (e.g. burglars), could sue you if they are injured in the act of robbing from your allotment, but, this happens rarely (if at all).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So, the risk of being sued for visitor accidents on your allotment is slight, but, some allotment holders don&#8217;t want to take the risk and feel safer if they have liability insurance. If you Join the National Allotment Society (<a href=\"https:\/\/www.nsalg.org.uk\/\">https:\/\/www.nsalg.org.uk\/<\/a>), then you&#8217;ll get liability insurance as part of the membership fee (currently \u00a323 for a single membership). You can get membership of the National Allotment Society cheaper if you can get 10 or more allotment holders to join together in a block membership deal. This costs just \u00a33 per membership, and liability is included. You&#8217;ll need to provide your contact details to the National Allotment Society for the liability insurance to be valid, and, remember, this insurance doesn&#8217;t cover theft from sheds etc. just visitor and trespasser accidents. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you&#8217;re interested in forming a group to get the discounted membership, then email me, Ian Bullough, Secretary, Sapling Road Allotment Society at <a href=\"mailto:secretary@saplingroadallotmentsociety.co.uk\">secretary@saplingroadallotmentsociety.co.uk<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>It&#8217;s a fact that, if you are an allotment tenant (i.e. you have a tenancy agreement signed by yourself and on behalf of Bolton Council), you are the legal possessor of the allotment<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-59","post","type-post","status-publish","format-standard","hentry","category-allotment-insurance"],"_links":{"self":[{"href":"https:\/\/saplingroadallotmentsociety.co.uk\/index.php\/wp-json\/wp\/v2\/posts\/59","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/saplingroadallotmentsociety.co.uk\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/saplingroadallotmentsociety.co.uk\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/saplingroadallotmentsociety.co.uk\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/saplingroadallotmentsociety.co.uk\/index.php\/wp-json\/wp\/v2\/comments?post=59"}],"version-history":[{"count":2,"href":"https:\/\/saplingroadallotmentsociety.co.uk\/index.php\/wp-json\/wp\/v2\/posts\/59\/revisions"}],"predecessor-version":[{"id":68,"href":"https:\/\/saplingroadallotmentsociety.co.uk\/index.php\/wp-json\/wp\/v2\/posts\/59\/revisions\/68"}],"wp:attachment":[{"href":"https:\/\/saplingroadallotmentsociety.co.uk\/index.php\/wp-json\/wp\/v2\/media?parent=59"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/saplingroadallotmentsociety.co.uk\/index.php\/wp-json\/wp\/v2\/categories?post=59"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/saplingroadallotmentsociety.co.uk\/index.php\/wp-json\/wp\/v2\/tags?post=59"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}